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Good morning, and happy Monday, January 26th. I hope your weekend was restful. Today I'm sharing that fall prevention tip I mentioned—it's surprisingly simple and makes a real difference.
- Patricia
What Will Your Retirement Look Like?
Planning for retirement raises many questions. Have you considered how much it will cost, and how you’ll generate the income you’ll need to pay for it? For many, these questions can feel overwhelming, but answering them is a crucial step forward for a comfortable future.
Start by understanding your goals, estimating your expenses and identifying potential income streams. The Definitive Guide to Retirement Income can help you navigate these essential questions. If you have $1,000,000 or more saved for retirement, download your free guide today to learn how to build a clear and effective retirement income plan. Discover ways to align your portfolio with your long-term goals, so you can reach the future you deserve.
Tip of the Day
The Morning Joint Wake-Up
If you wake up with stiff joints, try this before getting out of bed:
While still lying down, gently point and flex your toes 10 times, make slow circles with your ankles, bend and straighten your knees a few times, and make gentle fists with your hands.
This "wake-up routine" gets synovial fluid (your joint's natural lubricant) moving before you put weight on your joints. Takes five minutes and makes getting up noticeably easier.
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With no medical exam required and guaranteed acceptance, you can secure coverage starting at less than $30 per month. Your benefits are locked in and will never decrease, while your rates stay level for life.
Don't burden your loved ones with unexpected funeral expenses. Get a free quote today and gain peace of mind knowing your final expenses are covered.
Senior Savings Spotlight
Free Hearing Tests You Should Know About
Hearing loss is common after 55, but many people delay getting tested because they think it's expensive. Here's the truth:
Free testing locations:
Costco Hearing Aid Centers - Free hearing tests, no membership required for the test itself
Sam's Club - Same deal, free testing without membership
Most audiologists - Offer free screening tests (though comprehensive exams may have a fee)
Local health fairs - Often provide free hearing screenings
Why this matters: Untreated hearing loss is linked to faster cognitive decline, social isolation, and increased fall risk. Early detection means more options and often better outcomes.
What to do: Call and schedule a free screening if you've noticed any changes—asking people to repeat themselves, trouble hearing on the phone, or turning up the TV volume.
Recommended Resource
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Health Insight of the Day
The Fall Prevention Trick That Takes 10 Minutes
Here's what most people don't realize: poor lighting causes more falls than anything else. Spend 10 minutes doing this walkthrough:
1. Add nightlights - Put one in your bedroom, bathroom, and hallway. Motion-sensor ones work great (around $10-15 for a 2-pack).
2. Check your stairs - Make sure the top and bottom steps are well-lit. Add a light or increase wattage if needed.
3. Remove tripping hazards in your path - Loose rugs, electrical cords, clutter on the floor. If you walk a path in the dark (bedroom to bathroom), it should be completely clear.
4. Keep a flashlight by your bed - For power outages or if you need to get up unexpectedly.
This 10-minute check prevents the majority of nighttime falls. Many people never think about it until after they've fallen.
Fun Find of the Day
See What the Night Sky Looks Like from Your Exact Location
This website shows you what the night sky looks like from your exact location tonight—which planets are visible, where to look for constellations, and when the International Space Station might pass overhead. It's wonderful if you enjoy stargazing or just want to know what you're looking at.
Check it out here: https://www.timeanddate.com/astronomy/night/
Comic of the Day
That’s all for today.
That’s it for today. Here’s to a good start to your week.
Take good care,
Patricia Lane
SeniorUpdates.com
P.S. Tomorrow I'm sharing three grocery store swaps that are healthier AND cheaper. You probably have at least one of these items in your cart already.